http://www.kiva.org/ Please take a moment to check out this website, its awesome! Its an organization that started with a couple trying to help out third world countries trying to start their own businesses. Donations can start with $25 using your credit card. You can choose the person or kind of a business you want to give a loan out to. Within time, you actually do get all your money back, its a great way to help someone that actually need the money. To read more about it, follow the link its actually really interesting!